However, customer satisfaction levels with online lenders are abysmally low at 15%. ![]() For instance, online lending to SMBs has been skyrocketing for the last 6 years with loan originations growing at a compounded growth rate well over 100%. The FinTech evolution in the SMB space is still at its early stages of development. What has surprised you most about the SMB space? Hispanic businesses conform the largest and fastest growing underbanked business segment in the U.S. Our credit underwriting and go-to-market strategy are focused on lending to Hispanic-owned businesses that cannot get a loan from a bank. What differentiates you from the competition? Most importantly, CV Catalyst strongly believes in our mission to expand access to capital to underbanked businesses. That access to knowledge and capital should not be impediments to growth. By having indirect access to the Comcast network, Camino Financial has an opportunity to share client success stories and inspire the next generation of entrepreneurs that the impossible is possible. Why Comcast Ventures Catalyst Fund?ĬV Catalyst Fund offers us a conduit to reach our clients at scale. You WILL struggle to manage a work-life balance. You WILL struggle to scale your business. ![]() You WILL struggle to recruit and retain top talent. You WILL struggle to find product/market fit. ![]() There is no short cut to entrepreneurship. What advice would you give your fellow startups/entrepreneurs? We truly strive to grow our community one business at a time. If we can do this effectively, our client relationships will extend well beyond capital, and truly form a partnership that will see through the growth of our client. It is our responsibility to deliver best-in-class customer service and build a long-term relationship with our client. Many of whom have been burned by financial institutions. Thousands of business owners entrust us with our advice and capital. What’s the most important item on your agenda right now?ĭelivering a magical experience to ALL our clients. ![]() With 4.1 million Hispanic-owned businesses in the U.S., we saw a HUGE and untapped opportunity to design a lending platform uniquely positioned to capture this underbanked business population. After working on Wall Street for several years, Kenny and I realized that our services were not reaching those who mirror the profile of our mom. She opened over 30 doors over the life of her career, but lost her business due to lack of resources, talent and capital to scale. We draw our inspiration from our mom, who immigrated from Mexico and started a Mexican restaurant chain. What was the catalyst behind Camino Financial? Here’s a little background on Camino Financial from the CEO, Sean Salas, who leads the charge with with his twin brother, VP of Operations and Finance, Kenny Salas. Founded in 2011, CV’s Catalyst Fund invests in technology companies founded by underrepresented ethnic minority entrepreneurs with recent enterprise investments in Partpic, LiveNinja and Partnered. Comcast Ventures’ Catalyst Fund invests in Camino Financial August 17, 2016Ĭomcast Ventures Catalyst Fund is proud to announce a seed investment round in Camino Financial, an online credit marketplace focused on lending to underserved minority-owned businesses.
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![]() ![]() Berkeley Electronic Press Selected Works5/5(21). Get halfway through When will you realize, Vienna waits for you Slow down. Although Vienna is also probably the most often misunderstood and misinterpreted Vienna song of all. Vienna Lyrics by Billy Joel from the The Stranger 30th Anniversary Legacy. DO NOT SHOW ADS Intro: C 0 B7 1 E7 2 F 3 Fm 4 G6 5 C 6 0 Am 7 C 8 1Slow down you crazy child G 9 A# 10 2You're so ambitious for a juvenile F 11 C 12 3But then if you're so smart tell me why D 13 E7 14 4Are you still so afraid? Am 15 C 16 5Where's the fire, what's the hurry about? G 17 A# 18 6You better cool it off before you burn it out F 19 7You got so much to do and only C 20 D 21 E 22 8So many hours in a day F 23 G 24 9But you know that when the truth is told C 25 C 26 10That you can get what you want Am 27 G 28 11Or you can just get old F 29 Bm7 30 E 31 Am 32 D 33 12You're gonna kick off before you even get halfway through, Oh oh G#7 34 A 35 D 36 13When will you realise.Vienna waits for you 14 15 Am 37 C 38 16Slow down you're doing fine G 39 A# 40 17You can't be everything you want to be before your time F 41 C 42 D 43 E7 44 18Although it's so romantic on the borderline tonight, tonight Am 45 C 46 19Too bad but it's the life you lead G 47 A# 48 20You're so ahead of yourself that you forgot what you need F 49 21Though you can see when you're wrong C 50 D 51 E 52 22You know you can't always see when you're right, you're right F 53 G 54 23You got your passion you got your pride C 55 C 56 Am 57 G 58 24But don't you know that only fools are satisfied? F 59 Bm7 60 E 61 Am 62 D 63 25Dream on but don't imagine they'll all come true, Oh oh G#7 64 G 65 C 66 26When will you realise.Vienna waits for you 27 28Solo: Am 67 C 68 G 69 C 70 F 71 C 72 D 73 E 74 29 F 75 G 76 30Slow down you crazy child F 77 C 78 Am 79 G 80 31Take the phone off the hook and disappear for a while F 81 Bm7 82 E 83 Am 84 D 85 32It's alright you can afford to lose a day or two, Oh oh G#7 86 G 87 C 88 33When will you realise.Vienna waits for you 34 35 F 89 G 90 36And you know that when the truth is told C 91 C 92 37That you can get what you want Am 93 G 94 38Or you can just get old F 95 Bm7 96 E 97 Am 98 D 99 39You're gonna kick off before you even get halfway through, Oh oh G#7 100 G 101 C 102 A7 103 40Why don't you realise.Vienna waits for you D 104 G 105 C 106 41When will you realise. Slow down, you crazy child And take the phone off the hook and disappear for awhile Its all right, you can afford to lose a day or two When will you realize, Vienna waits for you And you know that when the truth is told That you can get what you want or you can just get old Youre gonna kick off before you even get half through Why dont you. Vienna waits for you download free Click to see larger./captionGary will be away for the next three weeks, traveling to Europe (with highlights in Vienna, Pudapest, Venice, and Prague) (which made Randy think of this Billy Joel song, which inspired the episode title). Billy Joel’s piano ballad Vienna from 1977. Oifey is a promoted mounted unit with enormous base stats (including magic), Pursuit, critical, Swords and Lances, only held back in the lategame by his lack of regalia swords. Nanna is similar to Janne with inheritance and Charisma, but may not have Janne's resistance. Jeanne is a mounted healer that has access to swords and lances after promotion, and has enough base resistance to avoid being targeted by status staves with the Barrier Sword at hand. Homer is an underleveled unpromoted magic user with access to the Light tome and Pursuit Critical Coefficient of 5 to have a guaranteed second hit, and Paragon lets him reach promotion status quickly to replicate a lot of Asbel's contributions. Lifis is a thief in the prison maps and more build than Lara, making his participation essential for a quick completion of the maps. Galzus is a good combat unit with high stats everywhere only limited by his late availability. Eyvel has great movement, access to the Fire Sword and great stats for the starting chapters, but has limited availability - surprisingly her base stats are good enough for the final map when she rejoins. Saias exchanges access to Forseti for Nosferatu and authority stars to support his allies. Ced is a powerful endgame unit with exclusive access to Forseti, as well as A staves, only limited by availability. Nanna has Charm to help her allies, can heal (though only E staves) and has access to the powerful Earth Sword for personal 1-2 range. Dean at first sight looks like a perfect unit: flier, A swords, Pursuit Critical Coefficient of 5, yet mid-game availability, low mobility indoors and low magic limit his potential. Leif is a good combat unit indoors due to personal 1-2 range, doesn't get fatigued, and offers support bonuses to numerous units, which makes him a good candidate for the early statboosters to snowball through the prison chapters. Linoan's forced late promotion limits her potential since she can't reach A Staves as early as others, but access to Nosferatu and starting C staves is enough to make her very useful. Osian has exclusive access to Vouge, a 1-2 range axe with high critical hit chance, as well as Wrath and a Pursuit Critical Coefficient of 3 to have guaranteed critical hits with Tanya's support, only limited by his low magic in the lategame. Finn is a mounted unit with Miracle and the Brave Lance to have great survivability, as well as letting him capture enemies easily, only limited by the unmount mechanics and his low magic. Dagdar is a promoted unit from the start of the game with lategame level bulk, great strength and access to Accost to let him capture enemies more easily, only limited by his poor magic. Fergus joins in Manster as your best unit thanks to access to the Rapier, support bonuses from Karin and Pursuit Critical Coefficient of 5 to have guaranteed critical hits, as well as Brave Sword and Fire Sword access, letting her snowball for the rest of the game and become a potential bosskiller as well. ![]() Karin is a flier that can trivialize maps when bypassing obstacles. ![]() Sleuf is a staff user in the second half of the game with immediate A Staves rank. ![]() Sara in the second half of the game almost ready to promote, Paragon, great promotion bonuses (including A Staves after promotion) and Wrath, yet no weapon ranks. Salem is the second earliest Warp user thanks to his starting C Staves rank. 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